Cambodia Insurance Information Center: Forte

What is Hospital and Surgical insurance?
A Hospital and Surgical policy helps you pay for all or some of the high costs related to surgery and hospitalisation. From pre-hospitalisation consultations, to post-hospitalisation treatment, the comprehensive plan we offer ensures that you will be protected for as little as 12 cents a day.

Comprehensive Protection
Our comprehensive Hospital & Surgical coverage offers protection 24 hours a day, 365 days a year whether you are at work, at home or on holiday - worldwide.

What is the Coverage?
You will be covered for the actual hospitalisation bills that you incur when you are hospitalised due to sickness or accident. This insurance takes care of room & board (up to 90 days), surgery, consultation, intensive care (up to 20 days) as well as post-hospitalisation costs (up to 90 days).

What are the special benefits of insuring with Forte?
At Forte, we think of your convenience first. You can benefit from the close relationships we have with 9 leading hospitals in country - assuring you of quality health services. Forte's policy additionally gives you:

Convenient Access to Hospitals
Cash Disbursements for Room and Board Costs
Dental Coverage
Emergency Treatment

Ref: http://www.forteinsurance.com/individual-hospital-surgical

Forte's Motor Vehicle Insurance

What is Motor Vehicle insurance?
Forte's Motor vehicle insurance policies help protect your loved ones and safeguard your investment in your automobile in the event of an accident, theft or fire. Whether you're travelling for business or pleasure, or even if your vehicle is parked, you can dramatically reduce the risk of paying for repairs or compensation if your vehicle is involved in an accident; and you will be assured of compensation in the event of theft or damage by fire.

What is the coverage?
Our policy offers a wide range of cover and pricing options so you can choose the best insurance coverage for you. From the standard coverage in our affordable "Basic" package to the full protection of our "Comprehensive" policy, we can create a flexible package that means you only pay for the level of cover you need.

Basic
Third Party Liability cover protects you should you cause bodily injury to others or damage their car or other property while driving. You are also entitled up to $1,500 for the cost of legal fees.

Comprehensive
A Comprehensive policy is tailored to give you maximum protection if your vehicle suffers accidental loss or damage, as well as protecting you against claims from others. The extensive nature of a full Comprehensive policy can insure against passenger liability, theft, fire, strike, riot, civil commotion and even flood damage.

RED Team

RED (Rapid Emergency Dispatch) Team is an exclusive value-added service for Forte’s Motor Vehicle Insurance policyholders that provide immediate aid during road mishaps.

If you are involved in a traffic accident, call our 24-hour hotline at 023 888 080 for nationwide assistance. Our RED Team is guaranteed to reach you in 30 minutes if you are within city limits of Phnom Penh, Siem Reap, Battambang and Kampong Cham.

RED Team is trained to ensure you are well looked after in post-accident situations. Our services include:

• Settle claims with third parties	• Tow disabled vehicles (if required)
• Coordinate with the people	• Provide first-aid for minor injuries
• Arrange for vehicle repairs	• Address customer's safety concerns

INFORMATION REQUIRED:

* Your policy number or vehicle license plate number.

* Your exact location of accident, preferably with reference to prominent buildings or landmarks, street names or intersections, as well as your phone number or that of the driver of the vehicle so that our RED Team rider is able to find you easily.

* Your driving license, insurance certificate and the yellow label attached to your car windscreen for our RED Team rider to verify your policy details.

For assistance, please call our Support Centre at 023 888 080 (Spoken languages: Khmer, English, Mandarin)

WHAT ARE THE OTHER BENEFITS OF INSURING WITH FORTE